Money Calculators
Use this paycheck calculator to estimate weekly, biweekly, semimonthly, or monthly gross paycheck and take-home pay from hourly rate, weekly hours, overtime, and a flat tax estimate.
Live calculator
26 paychecks per year.
Gross paycheck minus the estimated tax rate.
Weekly gross pay is $1,120.00.
Use this as a paycheck planning estimate. Withholding setup, pre-tax deductions, benefits, overtime rules, bonuses, state and local taxes, and employer payroll settings can change take-home pay.
Quick answer
Paycheck Calculator estimates gross paycheck, estimated take-home pay, annual gross pay, and weekly gross pay from hourly rate, regular hours, overtime hours, pay frequency, and a flat tax estimate. Use it as a planning estimate before checking an employer paystub or exact withholding.
Formula
Gross paycheck = annual gross pay / pay periods; take-home = gross x (1 - tax rate)This is a rough estimate and does not replace payroll or tax withholding calculations.
How to use
Example
Calculator use
Before relying on it
Details
These notes make the assumptions explicit, especially where the same search query can mean slightly different things.
Gross pay is before taxes and deductions. Take-home pay subtracts the tax estimate you enter, so it is a planning estimate rather than payroll withholding advice.
The calculator estimates overtime at one and one-half times the hourly rate for entered overtime hours. Actual eligibility can depend on federal, state, and employer rules.
Weekly, biweekly, semimonthly, and monthly frequencies divide the same annualized gross pay across different numbers of paychecks.
For federal tax withholding decisions, use recent paystubs and the IRS estimator instead of a single flat tax percentage.
After estimating an hourly paycheck, compare biweekly or salary paycheck scenarios, check tax estimates, or use take-home income in budget and affordability tools.
Benchmarks
The calculator is a decision aid, not a fixed rule. Use the output to compare scenarios and document your assumptions. Benchmark ranges are broad planning heuristics unless this page names a specific source for the range.
Smaller but more frequent paychecks.
Common payroll schedule in the United States.
Larger but less frequent paychecks.
Calculator accuracy
The formula, inputs, example, and limitations are shown so the result is checkable, not just a number in a box.
Gross paycheck = annual gross pay / pay periods; take-home = gross x (1 - tax rate)
Hourly rate, Regular hours / week, Overtime hours / week, Estimated tax rate, Pay frequency
Paycheck estimates apply the visible hourly rate, weekly hours, overtime, pay frequency, and flat tax assumption you enter. They do not run official payroll withholding tables, benefit rules, garnishments, local tax rules, deductions, or employer-specific payroll policies.
June 6, 2026
Toolkit Shelf. Paycheck Calculator. Last reviewed June 6, 2026. https://toolkitshelf.com/tools/paycheck-calculator
FAQ
Estimate annual gross pay, divide by pay periods, then subtract estimated taxes and deductions.
No. It uses the flat tax percentage you enter as a rough estimate. Exact tax withholding depends on W-4 choices, payroll taxes, benefits, credits, state and local rules, and employer payroll settings.
Overtime is estimated at 1.5 times the hourly rate for the overtime hours entered.
Compare hourly rate, regular hours, overtime hours, pay frequency, gross pay, withholding, deductions, and net pay before assuming the estimate or the paystub is wrong.
Payroll withholding, pretax deductions, benefit elections, state and local rules, filing status, and employer payroll settings can all change take-home pay.
A flat rate does not reproduce federal brackets, payroll taxes, state and local rules, credits, filing status, benefit rules, or employer withholding choices.